Please Don’t Make Me Track Every Coffee I Buy

In this episode, we get honest about one of the most common things women tell me when they start working on their finances: “Please don’t make me track every coffee I buy.” If you’ve ever felt resistance to budgeting, spreadsheets, or overly rigid money systems, you’re not alone—and you’re definitely not doing it wrong.

This is your permission slip to ditch the guilt, stop obsessing over every euro, and still become the woman who leads her finances with clarity and calm confidence. I’m sharing how I approach structure without restriction, and why true financial empowerment isn’t about micromanaging—it’s about self-leadership.

You’ll also hear how my background in banking, investing, psychology, and subconscious work blends into a unique method that supports women starting over—especially after divorce or life transitions.

What You’ll Learn:

✨ Why most traditional financial advice doesn’t work for women starting over in their 40s and 50s
 ✨ How structure can be freeing (without turning your life into a spreadsheet)
 ✨ What it really means to take responsibility for your finances—for the first time
✨ The mindset shift from “tracking every coffee” to “leading your money like the woman you’re becoming”
✨ Why clarity (not restriction) is the first step to building powerful goals

This episode is for you if…

💬 You’re freshly divorced or managing money on your own for the first time
 💬 You’ve been told to “just budget better”—and you hated it
 💬 You want strategy and self-trust, not shame
💬 You know you’re meant to lead—not stay stuck in the fog of “I don’t know”

See you soon

With love from Mallorca

Beate


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If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.