Where Nervous System Meets Net Worth: The Identity You Need Before You Invest

This is the final episode of 2025, and we're talking about the real reason you're not making financial decisions—even when you have the money.

It's not about needing more information or a better strategy. It's about your nervous system.

In this episode, I break down why you can't make clear financial decisions when you're dysregulated, and what to do instead.

In this episode:

- Why freeze is actually a decision (and what it's costing you)

- The connection between your nervous system and your net worth

- Why you need to regulate first, then decide—not the other way around

- The investor identity shift that has to happen before the strategy

- 3 reflection questions to close out the year

If you have money but you're not looking at it—this episode is for you.

KEY QUOTES:

"Freeze is a decision. When you avoid, you're deciding to stay stuck."

"You don't need another financial strategy. You need to regulate your nervous system first. Then decide."

"You don't become an investor by investing. You invest because you already see yourself as one."

REFLECTION QUESTIONS FROM THIS EPISODE:

1. Where did you avoid instead of decide this year?

2. What does your body do when you think about your money?

3. If you already saw yourself as an investor—what would you do differently?

See you soon

With love from Mallorca

Beate


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If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



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And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.